Don't Allow Hackers to Take Out Money from Your Bank Account

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If you know what is the ‘Fishing’ then it’s very easy

to understand the definition of ‘Phishing’. Just

replace letter ‘F’ from the word Fishing with ‘Ph’.

Yes I am not joking. I mean it! Phishing is higher

level of spam. Phishing is nothing but fishing in

the sea of Internet. The victimized Net users are

the fishes hooked by the hackers.

Phishing & Spoof Web sites

The role of hacker is to lure the innocent Netizens by

sending an e-mail from spoof sites, pseudo claiming to

be an legitimate enterprise in an attempt to force the

user into surrendering private information such as

password, credit card number, and social security

number etc; which will be used for identity theft.

The hyperlink in the e-mail directs the innocent user

to a spoof Web site where they are asked to

enter personal information like passwords, social

security, and bank account numbers. Basically hackers

create Spoof Web sites to steal the user’s personal

information.

The Idea Behind Spoof Sites

I can give you the well-known example in which users

received Spam e-mails from hackers misleading innocent

users. As if these mails came from eBay, claiming that

the user’s account was about to be suspended unless he

clicked on the hyperlink in the e-mail and update the

credit card information hold by the genuine eBay web

site. The idea behind this scam is very simple as it

is relatively simple to make a Web site look like a

legitimate site. That is why the Phishing is also

called brand spoofing.

Tips To Stop Phishing & Report Phishing

* If you smell anything fishy (phishy) or if you

received an e-mail that appears to be from your bank

requesting you click a hyperlink in the e-mail and

verify your online banking information. Simply delete

such e-mail and make it thumb rule… never click that

hyperlink in the e-mail.

* Contact your bank or financial institution on phone

and confirm whether it has sent you such type of

e-mail.

* Report Phishing to Federal Trade Commission (FTC).

* Send Internet Phishing scam reports to local

authorities like police and crime bureau.

* Send details of a Phishing scam to the Anti-Phishing

Working Group (APWG) to help them to build database of

Phishing scams, and to alert the Netizens.

* Last but not the least if you can’t afford to

neglect or you are tempted to think that the hyperlink

in the received e-mail is worth to click… take a

deep breath, think twice before clicking that

suspicious hyperlink and copy and paste the URL

(hyperlink) into the web browser’s address field and

log on. This will help you to land on legitimate Web

site instead of spoof Web site.

Popular Targets Of Phishers

1) Banks & Financial Institutions.

2) Credit card companies.

3) Auction portals.

4) Online stores.

5) Online stock trading companies.

How To Smell Phishing?

It is very difficult for e-mail recipients to guess

what they have in their mailbox. They can’t guess

Whether it is legitimate e-mail from an organization

With whom they do transactions. Although the “From”

Field of the e-mail may have the web site address of

That organization, and the hyperlink may also appear,

If the sender insists on clicking that hyperlink and

Unfortunately you click that hyperlink you will land

To a spoof Web site. To avoid this situation you must

Have that sense to smell something fishy (phi shy)

Because any legitimate web site never ask you to

Update your personal information simply by sending a

Hyperlink through the e-mail, use your commonsense and

Ask yourself a simple question, why the legitimate web

Site would ask you to update your personal information

through a hyperlink via e-mail, since that

organization has its own legitimate web site? I hope

you have got the answer.

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